What documents are required to apply for a mortgage?

For a BT mortgage loan requires both documents from you, as the applicant, and documents related to the property. 

The basic list includes:

• identification document;
• ANAF agreement (to be picked up and signed at our office).
  
  

Documents regarding the property proposed as collateral:

• title deed (e.g., notarized purchase agreement);
• updated property tax statement for the property (including common areas, if applicable);
• cadastral map / sketch / survey;
• certificate of title registration.
  
  

Documents related to the property being purchased (if this is a purchase loan):

• a notarized preliminary agreement or sales contract specifying the price, the down payment, and the remaining balance;
• proof of payment of the down payment (bank statement, payment order, reference in the preliminary agreement/contract, etc.).

 This list of documents is for reference only. We invite you to request, at at any Banca Transilvania branchfor a complete list of required documents, tailored to your profile, the purpose of the loan, and the type of property used as collateral.