➤⠀for dwellings with a reinforced concrete, metal or wooden structure or with exterior walls made of stone, burnt brick or any other material resulting from heat and/or chemical treatment ➭ the cost of the PAD policy is 20 euros / year; 

➤⠀for dwellings with exterior walls made of unbaked brick or any other material not subject to heat and/or chemical treatment (e.g. mud) ➭ the cost of compulsory insurance is 10 euros/year.