The interest rate on overdrafts is variable and is set individually, depending on your customer profile and Banca Transilvania's policy.

What is important to know:

• Interest is only applied to the amount used: You only pay interest on the portion of the Overdraft limit that you have actually spent, and only for the period during which you have used it.
• Better costs for loyal customers: If you receive your salary in your BT account, you can benefit from a preferential interest rate of 14%/year. If you do not receive your salary at BT, the interest rate is 17%/year.