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What are the main advantages of Education Credit?


  • 80% of the loan is guaranteed by the EIF, which means zero collateral for revolving credit lines or medium-term loans.
  • Financing available in lei and euros, up to €2 million / RON 9.7 million per customer.
  • Reduced additional BT guarantees: no collateral or maximum 30% of the loan, depending on the type of financing.
  • The credit line can be granted for 24 months, with the possibility of extension up to 8 years from the signing of the contract.


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    Products for legal entitiesSmall business creditCompany loansSmall business loansCredit lineEuropean Guarantee Credit