When it comes to your credit, it's always good to be well informed. 😉

So, in terms of granting a credityou need to go through the following steps: 

❶⠀Pre-scoring:

➤ if you don't want to go to the bank, you can always pre-scoring with the BT credit simulator 

❗⠀Please note that the result from the simulator and pre-scoring of credits is indicative. 

You can only get a sure answer when you come in person to any of the our facilities.

❷⠀Creatingthe credit file:

Specifically, this is when you need to bring all the necessary documents for the type of credit you want. 📑

But rest assured, this step is much simpler than it sounds, as our agency colleagues will guide you carefully so that no paperwork is missing. 😊

❸⠀Analysis ofthe file:

This is where we really come in, #BankingPeopleand take over the baton. Basically, at this point, we check various values such as maximum leverage. 🤓

If certain clarifications are needed about your income, we may contact you. 📞

But don't worry, we just want to make sure everything is okay! 🧐
 

❹⠀Approvalor rejection of the credit file:

In other words, at this step you find out exactly:

➤⠀whether or not you get the credit you requested; 

➤⠀and what the alternatives are if things don't go as planned. 👍