The eligibility conditions to be met in order to benefit from an overdraft are as follows: 

❶⠀Be a natural person of Romanian nationality;

❷⠀Have a current account and a debit card with BT;

❸⠀Have an eligible monthly income of more than 800 lei;

❹ Have at least 3 months seniority at your current place of employment;

❺⠀You must be able to prove that you are in receipt of permanent income.