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What are the conditions for the New Home loan?

The New Home Loan is a solution to make your dream come true. 🏠

Here are the conditions below:

➤⠀you musthave net, permanent income

➤⠀tohave the minimum down payment required from the purchase price of the home, i.e.

⠀5% discount for all categories of completed dwellings, regardless of their age, with a maximum purchase value of 70,000 euro or the equivalent in lei (maximum credit granted 66,500 euro or the equivalent in lei)

⠀15% discount for new/consolidated dwellings, not older than 5 years, with a purchase value between 70.001 euro and 140.000 euro or equivalent in lei (maximum credit granted 59.500 euro, respectively 119.000 euro or equivalent in lei)

➤⠀meetall the eligibility requirements according to the bank's internal lending rules

Tips: The down payment covers the difference between the purchase price resulting from the preliminary purchase agreement and the guaranteed financing.

You can find out more about the credit by here

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