❶⠀The bank does not charge fees and commissions if you do not use the amount overdrawn;

❷⠀The funds are available in the account at all times and can be used even via the debit card attached to the current account;

❸⠀You only pay interest on the credit you have used, and once you pay back the amount you have used from the credit line, you can immediately use it again;

❹⠀It's easy to get, by your presence, with your ID in BT unit, without documents from your place of work if you receive your income through Banca Transilvania or directly in BT Pay;

❺⠀You don't have to withdraw the whole amount like a ♪ personal loan ♪but you can gradually draw on your credit line when you run out of money in your account. You can withdraw the money at any time, including through cardat the ATM.