The main components of the cost of a loan are: 

➤⠀taxes;

➤⠀dobance;

➤⠀fees. 

❗⠀Other types of costs may arise, which differ according to credit you choose.

Each individual cost is listed in the loan agreement, so our recommendation is that before you sign such an agreement, take a copy and study it carefully in advance so you can see exactly what the total cost is. 📑

It's also good to know: if you decide to take out a loan and want to study the costs:

➤⠀you can check on our website what the total costs would be (by going to the individual credit pages);  

➤⠀You can ask our colleagues from any BT unitwhat the exact costs are for the loan product you want.

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃