Over time, there have been periods when ROBOR has fallen and periods when it has risen. 😊 

You can find more about ROBOR evolution in recent years. Below we have also prepared a graph with the evolution over the last 10 years, with ups and downs.

According to the chart, the highest 6-month ROBOR was in July 2010, when the rate was 7.49%. The low was in September 2016 with a rate of 0.92%. That's just one example, but it shows us quite clearly that ROBOR is an interest rate that fluctuates all the time.

If you're thinking of taking out a loan, you can calculate your monthly repayments online in the BT credit simulator and then find out over the phone if you're within the amount you want.