Factoring is useful when:

• You have customers who request long payment terms.
  • You have access toimmediate liquidity through rapid invoice collection.
  • Digitized process through the BT WEB Factoring platform
• You want to increase your sales without blocking your cash flow.
  • You can make quick payments to suppliers and thus obtain commercial discounts.
  • You can gain an advantage over the competition by offering extended payment terms to customers.
• You need working capital without taking on additional debt.
  • Factoring provides you with access to flexible financing—correlated with the volume of receivables you have to collect.
  • Reducing financing costs by accessing funds before maturity
  • You can use the money as you need it, for orders, purchases, or other expenses.
  • No collateral, no real estate or equipment required
• You want protection against the risk of non-payment.
  • Non-payment risk insurance (for products without recourse)
  • Save time and resources by having BT collect and manage your receivables